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NIM Innovation: A Lending Mental Model
Foreword: I’ve long been a mentor of startups in the Entrepreneurship and VC class at Stanford. Recently I was hosting several GSB students from the class who were working on a lending startup, and we got to “whiteboarding.” Well, napkin writing. I shared my lending mental model with them and realized I’ve never encapsulated it…
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Fintech 2024: Innovation meets consolidation
Originally posted January 31, 2024 on LSVP website AI will continue to drive the industry forward in new directions, while some high-flying startups may be in for a rough landing For Fintech, 2024 will be a year of both consolidation and innovation. AI-driven solutions will continue to propel the sector forward, making significant advancements in…
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THE SOPHISTICATION ERA OF CONSUMER FINTECH
This is Part 2 in my Consumer Fintech Series. See Part I here. First published on Lightspeed’s blog Consumer fintech is entering a new, 3rd era that will be defined by consolidation, optimization and intelligent software. Consumer fintech is in a transitory phase. Consolidation is taking place as value accrues to larger incumbents. We’ve reached…
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Fintech x AI: The Lightspeed View
We wrote a piece on how we think AI will impact fintech. Check it out: https://medium.com/lightspeed-venture-partners/fintech-x-ai-the-lightspeed-view-b515fae5bfb6
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The Successful Consumer Fintech Path
This is Part 1 in my Consumer Fintech Series. See Part II here. This article was first posted on my Medium Neobrokers, neobanks, embedded fintech, & fixed income are 2023’s retail investment winners, but the race is far from over for consumer fintechs in the Americas. Two years ago I wrote about the retail investing zeitgeist that…
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Fintech Trends for 2023 and Beyond
Lightspeed’s investment team shares what’s fascinating them and what to watch for in the year ahead Check out the full post here: https://medium.com/lightspeed-venture-partners/fintech-trends-for-2023-and-beyond-25515d0c1e75 Lightspeed’s 2023 Fintech Themes
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Meet trading.tv: Livestreamed Trading
[Originally posted Feb 15, 2022] We are excited to announce our investment in trading.tv, a next generation social media platform for retail investing. Trading.tv enables creators to distribute investment content through a livestream-enabled social media platform. By linking creator content to a trading brokerage, trading.tv allows users to instantly invest on ideas they hear about in…
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Congratulations Stori on your Series C
Congratulations to Stori on your $125M Series C equity raise led by GGV and GIC! We led the Series B earlier this year and I’ve been thrilled to see Stori perform incredibly well since we invested. The company has more than 10x’d active credit cards and seen over 2M people apply for a card. They also introduced…
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Announcing Lightspeed’s Investment in Hawku, an NFT Marketplace
By Amy Wu and Mercedes Bent NFTs were originally founded in the last crypto rally of 2017 as a cryptographic tool to tokenize digital items and impart ownership to a digital item. Four years later, the world saw the first major NFT rally in 2021, driven by a crypto surge and resulting cultural phenomenon as…
